Case Studies

A mortgage is an important decision, and choosing different mortgage products can have significantly different results to your financial situation (See Role of Mortgages).  We're here to help you with that decision and employ state of the art software to help illustrate your mortgage choices so you can make informed decisions.  Below are some sample reports.

Case Study - Debt Consolidation Analysis

If you're considering refinancing your loan to lower your monthly payments, but you're not sure if consolidating your credit debt into your mortgage makes financial sense then the Consolidation Analysis report analyzes your current financial situation and compares it to a refinance to see if paying consumer debt through refinancing can be beneficial and what those benefits total in monthly savings.  To see an example of this report, Click Here (requires Adobe Reader).

Case Study- Total Cost Analysis

Unlike what you may have heard from the news media, The Lowest Rate is Not Always The Best Loan.  That's because the true cost of a loan cannot be measured by interest rate or payment, but must include an analysis of the fees paid to obtain that loan over the period of time you plan to be in that loan.  With our Total Cost report, we can provide a comparison of 3-4 rate/cost scenarios, allowing you to make informed decisions about what is the right mortgage for you.  To see an example of this report, Click Here (requires Adobe Reader).

Case Study- Equity Reposition Analysis

An annual review that helps you decide if your debt is structured in the most effective way.  It's examines your overall financial situation taking into account your projected real estate value and projected asset accumulation. To see an example of how the Equity Repositioning Report, Click Here (requires Adobe Reader). 

Case Study - Rate Watch

It's your Monthly Mortgage Performance Statement.  It compares your current mortgage against what is currently available and arms you with the information necessary to make timely and informed decisions about purchasing or refinancing.  To see an example of a Rate Watch report (requires Adobe Reader).